Welcome to Femme50Plus Welcome to the fabulous world of the 50-Plus Women. Join with me to celebrate the endless possibilities and challenges of maturity where we embrace our experience, seize life with both hands, and ride it for all it’s worth to other side of the rainbow. This is a very new world we live in now. Our time is filled opportunity and unchartered territory … [Read more...]
Happiness is easiest achieved not having the fabulous possessions but in having simple wants. However, I notice that those who advocate simplicity often have money in the bank. Financial security came first, then the simplicity. So we need to get serious about money, to make sure we have the basics when we get older – food and shelter – a so we’re not closing down our happiness options with financial insecurity. The art is in balancing hours and energy spent earning money with time spent enjoying the benefits. The easiest way is to make sure we don’t fritter away excess money on material things that don’t last. I don’t want to be lured into a more expensive lifestyle unless the rewards are really meaningful. I’d rather squirrel the money away for protection against the potential for later economic stress. Whatever makes YOU happy, you do need to take your head out the sand and face financial reality. Draw up a budget for a lifestyle you need to be happy, make a plan, and ensure you make sure your money is working best for you. Without sensible financial planning, options are limited, along with our happiness.
I will not be retiring in the manner to which I would like to be accustomed. This has recently been driven home by the latest research showing that women have only half as much super as men when they retire. Hello! Let’s hope nobody was paid a lot to come to that deduction considering one had to be living under a rock to realise that women do not earn nearly as much as men in … [Read more...]